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Proudly Serving Massachusetts, Rhode Island & Northern Connecticut
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(508) 850-0976

Financing

Financing up to $200,000 for Home Improvement

Turn your dream project into reality with affordable monthly payments designed to fit your budget. Whether you’re upgrading your roof, remodeling your kitchen, replacing siding, or tackling any other home improvement project, our flexible financing makes it easier than ever.

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Why Choose Our Financing?

  • Simple Application: See your options instantly with a soft credit pull—no impact to your credit score.
  • No Equity Required: Personal loans available without the need for home equity or a property appraisal.
  • Low Interest Options: Rates starting as low as 7.99%*
  • Flexible Loan Amounts: Borrow from small repairs to large renovations—up to $200,000*
  • Fast Funding: Receive financing in as little as 2–3 business days so you can start your project without delay.
  • Promotional Offers: Take advantage of 0% APR promotional financing options for qualifying loans.
  • Wide Approval Range: Financing available for credit scores as low as 550*
  • Quick Decisions: Instant loan results in 2 minutes or less.
  • All Project Types Covered: Roofing, siding, HVAC, plumbing, windows, remodeling, and more.

Investing in your home is one of the smartest financial decisions you can make. With our financing options, you don’t have to wait to start your improvements—get the upgrades you need now and spread the cost into manageable payments.

Get Started Today

Ready to begin your home improvement project? Apply online in minutes, get instant results, and secure funding in just a few days. Don’t put off the upgrades your home deserves—turn your big project into an affordable monthly payment today.

Apply Now

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What Our Customers Say
LCT Construction has been a great company to work with. They have done several jobs for me (two were full roof replacements). This is a company with skilled roofing professionals. I had no problems during the jobs and the roofs look great and importantly have had zero leaks.
– Liane K.
My experience with LCT was great from start to finish. They came recommended by some friends who had also used them for projects. When I first called due to some leaks in my roof, they were able to have Luis, the owner, come out and assess the situation very quickly.
– Eddie T.
My experience with LCT was excellent! They were prompt throughout. No matter what step in the process, whether calling the office, connecting with James during the quote/proposal or speaking with Luis, Eduardo and the crew during the actual work; everything was seamless!
– Jon C.
Start to finish LCT was amazing. James walked me through every part of the process, and ensured that we understood how everything works. The project manager Eduardo kept me updated via text while I was away at work, and sent me pictures of their progress.
– Alyssa B.
What a fantastic job this company did replacing my roof. They were very thorough and they worked long hours every day to complete the job. Obviously they have worked together for a while as their team work was amazing. My property was left in excellent condition.
– Pam B.
Luis and his team did a great job on our roof. We had a small leak and Luis was very open and honest about the work needed beyond just a quick repair. We chose to move forward with a metal roof, and it looks great. We will call LCT Construction again when we need more work done.
– Stephen P.
LCT Construction has been a great company to work with. They have done several jobs for me (two were full roof replacements). This is a company with skilled roofing professionals. I had no problems during the jobs and the roofs look great and importantly have had zero leaks.
– Liane K.
My experience with LCT was great from start to finish. They came recommended by some friends who had also used them for projects. When I first called due to some leaks in my roof, they were able to have Luis, the owner, come out and assess the situation very quickly.
– Eddie T.
My experience with LCT was excellent! They were prompt throughout. No matter what step in the process, whether calling the office, connecting with James during the quote/proposal or speaking with Luis, Eduardo and the crew during the actual work; everything was seamless!
– Jon C.
Start to finish LCT was amazing. James walked me through every part of the process, and ensured that we understood how everything works. The project manager Eduardo kept me updated via text while I was away at work, and sent me pictures of their progress.
– Alyssa B.
What a fantastic job this company did replacing my roof. They were very thorough and they worked long hours every day to complete the job. Obviously they have worked together for a while as their team work was amazing. My property was left in excellent condition.
– Pam B.
Luis and his team did a great job on our roof. We had a small leak and Luis was very open and honest about the work needed beyond just a quick repair. We chose to move forward with a metal roof, and it looks great. We will call LCT Construction again when we need more work done.
– Stephen P.
Ready to Protect Your Home or Business? Contact LCT Construction and Services Inc. today for a free inspection and estimate.
Call (508) 850-0976